Radar · Compass by Licentium

Answer a few questions and Compass maps the EU obligations you should verify, each tied to the governing article. This is pre-legal screening, not legal advice, and it ends with a route to a qualified lawyer.

When does the product enter the market?

When will the product or service first be offered or placed on the market?

Which regulated financial activities apply?

Will you provide payment services to users?Do you issue electronically stored monetary value accepted by a person other than the issuer?Will you provide an investment service or carry out an investment activity involving financial instruments?Does the product or service involve a share, bond, fund unit, derivative, or another instrument that may be regulated as a financial instrument?Do you operate a digital platform matching business funding interests of investors and project owners?Do you advise on, propose, prepare, conclude, or assist in administering an insurance or reinsurance contract?Has the business been identified as falling within an AML/CFT obliged-entity category?Is the business a regulated financial entity?

Which token issuance or market activities apply?

Will you offer a crypto-asset to the public in the EU?Will you seek admission of the crypto-asset to trading on a trading platform?Will you issue an asset-referenced token?Will you issue an e-money token?

Which digital, data, AI or consumer-facing activities apply?

Does the product or business develop, provide, deploy, import, distribute, or use an AI system or general-purpose AI model?Will the product or business process personal data?Will you conclude a contract with an individual acting mainly outside their trade, business, craft, or profession?

Is the service an online search engine?

Do you store information provided by a recipient of the service at that recipient’s request?Do you store and disseminate user-provided information to the public at the user’s request?Do you manufacture, sell, rent, or lease a connected product that obtains, generates, or collects data concerning its use or environment?Do you provide a digital service whose absence would prevent a connected product from performing one or more functions?Do you provide cloud, edge, or another data-processing service to customers in the EU?Do you develop or deploy smart contracts used to execute data-sharing agreements?

Are you acting as a data recipient for data made available under the Data Act?